Home Equity Check
Answer a few quick questions to get an estimate.
Step 1 of 6
This tool is made for current homeowners.
If you plan to buy a home later, this tool may help you in the future.
We use this to help organize your estimate.
A rough estimate is okay.
A best guess is fine if you do not know the exact number.
Enter your information below.
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$0
This is based on your estimated home value minus your mortgage balance.
Address: -
Estimated Value: -
Mortgage Balance: -
Adjust the assumptions below to compare potential scenarios.
Scenario estimate only — not an underwriting decision.
Your Estimated Home Equity
$0
Based on your estimated home value minus your mortgage balance.
Potential Accessible Equity: $0
The most you might access across these options \u2014 depends on the product and on qualification. This is not the same as your total equity.
Replace your existing mortgage with a larger new mortgage and potentially receive part of the difference in cash.
A revolving line of credit secured by your home equity that lets you draw funds when you need them.
Payment shown assumes interest-only payments during the draw period. A line of credit is not the same as a fixed installment loan.
A separate loan secured by your property's equity that provides a lump sum while leaving your existing first mortgage in place.
Payment shown is for the new home equity loan only and does not include your existing first mortgage.
Assumptions used: up to 85% loan-to-value for a cash-out refinance and 90% combined loan-to-value for a HELOC or home equity loan. Actual lender limits may differ.
We already have your details — tell us you're interested and we'll help you understand the next step. The numbers above are estimates only.
Thanks! Your information is already on file, so no re-entry is needed. A specialist can follow up about your options.
These calculations are estimates for informational purposes only and are not a loan offer or approval. Actual rates, terms, payments, available equity and eligibility may vary based on credit profile, property value, existing liens, lender requirements and underwriting.